March 15, 2021 at 9:35am | Michael Hunter
What is a Home Warranty?
It refers to your individual contract. For many standard home warranty plans, this may include coverage of all parts and components pf homes electrical, plumbing, heating and AC systems, and many other appliances.

Home Warranty vs Home Insurance
Home warranties are designed to protect homes appliances and systems for breakdowns caused by normal wear and tear.
Home insurances pays for damage and loss caused by unexpected events such as fire and weather damage- this won't cover your washer when it breaks down.

What do Home Warranties Cover?
Covers homes critical systems and appliances that are in good condition when you purchase your plan.
Make sure to review contract and coverage before you need it!
  • What is and isn't covered
  • Any cap limits
  • Any deductions and trade call fees
How Does it Work?
It will cover appliances (if listed in the contract) even when the manufacturers warranty expires.
File your claim online or call customer service. Once the claim is receives, they will connect you to an approved service provider to assess problem, and then your appliance will be fixed as soon as possible.

Do you Need Multiple Home Warranties?
You only need one warranty. Even if you need protection on appliances or systems that aren't usually covered- you can usually choose a premium or optional coverage to create the level of protection needed.
--- if you have a new refrigerator or pool, you can add to your plan with an HWA premium.

What is a Trade Call Fee?
A small fee homeowner's pay to have service provided come to house to diagnose problem. Fee covers entire visit and amount is clearly stated on every contract.

Will Every Appliance Breakdown be Covered?
No, the contract will state what is and isn't covered in each plan and option. The coverage depends on what plan is chosen.

A sellers- home warranty can help  minimize post-sale stress when selling you home.
Homebuyers warranty reassures everyone immediately after a home is sold. When an unexpected break happens, it's covered!

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